Mortgages » Million Plus Mortgages

Million Plus Mortgages

If you are looking to purchase a new luxury home, an investment property or re-mortgage, our million plus mortgage specialists have the skills to ensure the whole process is stress free. We respect your time constraints and the busy lifestyle you lead. By providing you with the quality advice, efficiency and attention to detail, we can help maximize your future financial plans and secure that million plus mortgage that you need. are specialists in million plus mortgages, with extensive arrangements in place to assist with personal requirements for mortgages over £1 million.

We have a global network of more than 200 finance providers includes well-known High Street names, private investors, challenger banks, small building societies, boutique lenders and specialist private banks. All of these have an appetite for larger and more complex mortgages.

At you will receive a dedicated mortgage broker that understands the needs of customers requiring large mortgages. The majority of our clients are looking for mortgages over £1million and we offer the highest levels of service and discretion.

The private lenders we work with are flexible in their underwriting criteria, treating clients on an individual basis, which means we can agree terms to suit your individual requirements.

We will be able to find you the most cost efficient structure on an interest only or repayment basis depending on your circumstances. If your income is a little more complicated – i.e. you are self-employed, a business owner or an ex-pat, we will be able to consult our network of lenders.

We can often use assets as part of the transaction, such as a personal pension, stock portfolio or other property, and lender criteria and rates are much more flexible for million pound mortgages.

Additional methods of borrowing may be available namely second charge loans, getting a further advance from a current lender as well as unsecured borrowing. We will find a solution that suits you best.

We can create a bespoke solution for you with one of our 200 plus lenders; we negotiate on your behalf to create a solution for these clients.

High Value Mortgages Ltd has built a prestigious reputation in providing mortgage advice to high net worth clients. Our areas of expertise cover:-

  • Established global relationships with more than 200 finance providers including high street banks, private banks, boutique lenders and private investors.
  • Specialists in arranging mortgages for foreign nationals, British expatriates, UK residents earning in foreign currencies and non –domiciled UK residents.
  • Knowledge and expertise in providing finance through offshore structures, ‘SPV’, trusts and foundations.
  • An exclusive multi- currency offset facility for International buyers of UK properties.
  • Experience in providing complex income verification and successfully presenting these cases to senior underwriters.

Changes in the exchange rate may increase the sterling equivalent of your debt.
The Financial Conduct Authority does not regulate some aspects of overseas mortgages.

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